Your Financial Basics
Whatever life stage you’re at, your finances need a plan. Find tailored MoneySense guides for your first job, growing family, and retirement years.
Last updated on 16 October 2026
.png)
Your Financial Basics
With so many tips on financial planning out there, it can be hard to ascertain if you are on the right track, especially if you do not have a financial adviser.
To help Singaporeans identify and plug gaps in their finances, the Monetary Authority of Singapore and MoneySense, together with the CPF Board, Association of Banks in Singapore, Association of Financial Advisers (Singapore) and Life Insurance Association, have developed "Your Financial Basics". It contains rules of thumb to support individuals taking proactive steps to address their savings, insurance, and investment needs at different life stages.
Check out the Guides below that could be more tailored to your needs!
For students and those new to the workforce
For those supporting dependants
For those approaching retirement
Have questions? Learn more here (opens in new tab)